About UBA

Who We Are

Utah Bankers Association

The Utah Bankers Association is the professional and trade association for Utah's commercial banks, savings banks and industrial loan corporations. Established in 1908, the UBA serves, represents and advocates the interests of its members, enhancing their ability to be preeminent providers of financial services.

Through UBA, hundreds of Utah Bankers volunteer each year to serve on UBA boards, committees, task forces, AIB committees and take part in combating fiscal illiteracy by educating Utah's consumers.

Mission Statement

The Utah Bankers Association is a financial services trade association comprised of Regional, Community, and Industrial Banks. The Association’s mission is to:

  • Promote a favorable image and understanding of the banking industry to the general public and maintain the public confidence in the strength and security of Utah’s financial service industry.

  • Protect the industry against legislation or regulation which could result in undue or burdensome oversight or competitive disadvantage.

  • Provide (i) membership with assistance and resources designed to improve operational efficiency and profitability and (ii) a forum for open communication between providers of financial services in Utah.

President's Message

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The Bottom Line

Howard Headlee, President, Utah Bankers Association

"Many people today have become so invested in political narratives that the reality right in front of them can become blurred.  In some cases, the inability to focus on what is real is driven by innocent confusion.  In others, it is the result of a conscious intent to deceive.  Either way, when our policies are driven by narrative instead of reality, we inevitably experience pain.

Eventually, reality always prevails, and whatever distance we have put between ourselves and reality must be reconciled, at a cost."