About UBA

Who We Are

Utah Bankers Association

The Utah Bankers Association is the professional and trade association for Utah's commercial banks, savings banks and industrial loan corporations. Established in 1908, the UBA serves, represents and advocates the interests of its members, enhancing their ability to be preeminent providers of financial services.

Through UBA, hundreds of Utah Bankers volunteer each year to serve on UBA boards, committees, task forces, AIB committees and take part in combating fiscal illiteracy by educating Utah's consumers.

Mission Statement

The Utah Bankers Association is a financial services trade association comprised of Regional, Community, and Industrial Banks. The Association’s mission is to:

  • Promote a favorable image and understanding of the banking industry to the general public and maintain the public confidence in the strength and security of Utah’s financial service industry.

  • Protect the industry against legislation or regulation which could result in undue or burdensome oversight or competitive disadvantage.

  • Provide (i) membership with assistance and resources designed to improve operational efficiency and profitability and (ii) a forum for open communication between providers of financial services in Utah.

President's Message


The Bottom Line

Howard Headlee, President, Utah Bankers Association

"Over the last few years, we’ve all heard various theories, some more elaborate than others, about certain events and actions that would contribute to the demise of the world as we know it. They are incubated on both sides of the political spectrum.  Most often, they are developed as a means to promote a certain political ideology rather than a serious effort to explain some actual phenomena or event. 

 The media refers to them as “conspiracy theories” and depending upon the philosophical alignment of one’s entertainment/news channel, some theories are promoted as truth and others are criticized and 'debunked' out of hand. "