Resources for COVID-19

The Utah Bankers Association, like the general public, is concerned about the growing spread of the coronavirus and the impact it will have around the country and here in Utah. The UBA is committed to sharing vital information and updates with the banking community and has created this Emergency Preparedness resource page for the coronavirus with various links that will be updated continually.

In the immediate term, UBA will encourage attendees at our meetings and events as well as staff to practice appropriate sanitary, safety measures and good health habits.

Getting Back to Business Resources

• ABA Matrix for Opening Branches
• Phased Guidelines for Public and Economic Reactivation
• Utah Leads Together 2.0
• Utah's Moderate Risk Phase
• Tiered Recommendations for Businesses and Employees
• State and Local Orders and Directives by County
• OSHA Extensive Regulations and Guidance Regarding Safety of Workers and the Workplace
• OSHA Guidance on Preparing Workplaces for COVID-19 
• EEOC Laws and COVID-19

• CDC Guidance on Social Distancing and Cleaning Standards

Frauds and Scams

Beware of Coronavirus Scams

Compliance Alliance

All bankers can access these tools free without a subscription to Compliance Alliance. The Pandemic Tool Kit is continually being updated with more tools for all bankers to use.

Question of the Week:

Q: Are banks required to report SBA Paycheck Protection Program (PPP) loans to the credit bureaus? I thought that SBA 7(a) loans are required to be reported, but I don’t know if this extends to PPP loans.

A: You are right that there is a general requirement to report SBA loans. That being said, this requirement was not specifically cross referenced in the PPP rules, so it’s currently still not clear whether this requirement extends to PPP loans. While the intent does not appear to be to require institutions who currently do not report to begin the reporting process for PPP loans, the bank will ultimately have to make an internal judgment call until further guidance is issued.  

• PPP Corporate Groups & Other Lenders Interim Final Rule Summary
• PPP Nondiscrimination & Other Eligibility Criteria Interim Final Rule Summary
• SBA PPP Loan Forgiveness Form - Fillable
• PPP Loan Increases Interim Final Rule Summary
• PPP Electric Cooperatives Final Rule Summary
• Pandemic Resources for Community Banks
• COVID-19 Reopening Cheat Sheet
• COVID-Reopening Checklist
• COVID-19 TRID and Rescission Interpretive Rule Summary
• PPP Agent Certification Form
• PPP Promissory Notes, Authorizations, Affiliation, and Eligibility Interim Final Rule Summary
• COVID-19 Appraisal and Evaluation Deferrals Interim Final Rule Summary 
• Handling Offsite Audits Checklist
• Paycheck Protection Program Additional Criteria & Requirements Interim Final Rule Summary
• COVID-19 CARES Act Stimulus Check FAQs
• COVID-19 Credit Reporting Summary
• Paycheck Protection Program Underwriting Checklist
• Paycheck Protection Program Calculator
• CARES Act PPP Cheat Sheet
• COVID-19 FinCEN Updated Guidance Summary
• COVID-19 Sample Remote Work Policy
• COVID-19 Income Verification Sample Form
• Paycheck Protection Program Customer Brochure Template
• SBA Paycheck Protection Program Affiliation Rules Interim Final Rule Summary
• SBA Paycheck Protection Program Interim Final Rule Summary
• COVID-19 CARES Act IRA Sample Letter
• COVID-19 Cleaning Checklist
  

Shareable Links

• Compliance Alliance- Pandemic Toolkit
• Compliance Alliance-Pandemic Resource Links
• Compliance Alliance-PPP Resource Page

Centers for Disease Control and Prevention

• CDC 2019 Novel Coronavirus Situation Summary
• Interim Guidance for Businesses and Employers to Plan and Respond to 2019 Novel Coronavirus (2019-nCoV) (February 2020)
• Business Pandemic Influenza Planning Checklist
• CDC Travel Guidance
• CDC Communication Resources (free videos, fact sheets and posters)
• CDC PSA: 2019-nCoV: What the Public Should Do
• CDC PSA: Stop the Spread of Germs
• CDC’s U.S. Pandemic Intervals Framework (PDF)
• Guides influenza pandemic planning and provides recommendations for risk assessment, decision-making, and action in the U.S. It describes the progression of an influenza pandemic and outlines the indicators and assessments for the various stages.

World Health Organization

• WHO Advice for the Public
• Checklist for Pandemic Influenza Risk and Impact Management: Building capacity for pandemic response
• Coronavirus disease (COVID-19) advice for the public: Myth busters

Occupational Safety and Health Administration

• Protecting workers from potential exposure to 2019-nCoV
• Guidance on Preparing Workplaces for an Influenza Pandemic

Industry/Regulatory

• Coronavirus COVID-19 Global Cases by Johns Hopkins CSSE
• FFIEC IT Examination Handbook – Business Continuity Planning Booklet, Appendix D: Pandemic Planning
• FFIEC IT Examination Handbook - Business Continuity Management Booklet (2019)
• Major Disasters: Interagency Examiner Guidance for Institutions Affected by Major Disasters (Dec. 2017)
• Responding to a Declaration of a Legal Holiday or a Natural Disaster: Supervisory Guidance on Natural Disasters and Other Emergency Conditions (Sept. 2012)
• Interagency Statement on Pandemic Planning Guidance for Minimizing a Pandemic's Potential Adverse Effects (2007)
• FINRA Provides Guidance on Pandemic Preparedness - Regulatory Notice 09-59
• FINRA 2009 Pandemic Survey Results
• Preliminary Coronavirus Financial Industry Common Practices
• FBIIC/FSSCC 2007 Pandemic Flu Exercise After Action Report

Other Resources

• Center for Disease Control guidance on preventing the spread of germs
• Home Preparation and Planning Guidance from FEMA and Ready.Gov
• U.S Chamber of Commerce
• U.S Travel Association
• Coronavirus Disease (COVID-2019) Situation Reports

Credential Papers for Essential Workers

• Credential Letter Template for Essential Workers
• Credential Document Template for Essential Workers