FDIC Community Bankers Workshop

Contact

Beth Parker

beth@utah.bank

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Date & Time

Tuesday, October 8, 2024
8:00 am - 3:15 pm

Location

Wasatch Retreat Center
75 S 200 E
Salt Lake City, UT 84111

The FDIC Community Bankers Workshop is an interactive seminar designed to help bank directors, executives, and mid-level officers, both new and experienced, stay abreast of the ever-changing business, economic, and regulatory environment. Workshop sessions will include interactive conversations and presentations by seasoned FDIC risk management and compliance field examiners and supervisors.

Topics

Interest Rate Risk: The March/April 2023 bank failures highlighted the importance of effectively managing interest rate risk. This session will cover lessons learned from the 2023 events, current interest rate issues, and potential risks in a fluctuating rate environment. We will also review risk management best practices, including establishing risk limits and controls and implementing effective risk measurement and risk monitoring strategies. We will also discuss recent examination findings for this area. The final portion of the session will include a tabletop exercise where participants will rate the Sensitivity to Market Risk component based on the facts presented. Target Audience: Directors, Executive Management, Financial Officers.
Liquidity: The importance of liquidity has been brought to the forefront again, particularly considering the uncertainties in the current economic and market environment. This session will cover post-pandemic liquidity, lessons learned from the 2023 events, and risk management best practices, including establishing risk limits and controls, implementing effective measurement and monitoring strategies, and ensuring an appropriate and actionable contingency funding plan is in place. We will also discuss recent examination findings for this area. All concepts will be reinforced with a tabletop exercise where participants will rate the Liquidity component based on various factors presented. Target Audience: Directors, Executive Management, Financial Officers.
Fair Lending: Consumer Protection and Compliance. This session provides an overview of fair lending and the Equal Credit Opportunity Act (ECOA), including highlights for both. The session will also include discussions regarding appraisal bias/discrimination, redlining, and adverse action notices. Target Audience: Directors, Compliance Officers.
Asset Quality: This session will cover current asset quality trends, including key industry ratios and lending products that are starting to show weaknesses. We will also discuss concentrations risk management specifically related to commercial real estate credits. The session will also cover the Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts issued in July 2023, as well as the implementation of CECL. Target Audience: Directors, Executive Management, Senior Credit Officers.

Full Schedule