Building Better Bankers
In Partnership with the Washington Bankers Association
Understanding Bank Performance is a foundational program designed to demystify the financial drivers of a banking institution. It transitions participants from understanding individual transactions to analyzing the bank's overall financial health and strategic positioning.
Core Objectives
- Financial Statement Comprehension: Mastering key performance metrics, including Net Interest Margin (NIM), Return on Assets (ROA), and Return on Equity (ROE).
- Risk VS Reward: Evaluating the balance between liquidity, capital adequacy, and profitability in a fluctuating interest-rate environment.
- Strategic Impact: Understanding how daily operational decisions and loan pricing directly affect the bank’s bottom line and shareholder value.
Key Features
- The "Big Picture": A deep dive into the bank’s Balance Sheet and Income Statement to see how they interact.
- Peer Comparison: Learning to use Uniform Bank Performance Reports (UBPR) to benchmark an institution against its competitors.
- Regulatory Context: Examining how capital requirements and regulatory oversight influence a bank's ability to grow and take risks.
This program is essential for any banking professional who wants to understand how their specific role contributes to the bank's long-term financial success.
Class Dates
October 22: Fundamentals of Financial Statements Part 1
October 23: Fundamentals of Financial Statements Part 2
October 29: Credit Metrics & Credit Quality
October 30: Funding & Liquidity
November 5: Capital & Bank Investments
November 6: Risk & Return
November 12: Capstone Overview
November 13: Proforma Capstone
All classes will be held virtually from 11:00 am -1:00 pm MT. The 8-part Understanding Bank Performance Series is offered LIVE and will remain available OnDemand through December 31, 2026. Perfect for catching up on any missed sessions!
FULL CURRICULUM
Program Cost
$1,000 for UBA Members
REGISTER
Meet Your Instructor
Duncan Taylor is the President & CEO for the Washington Bankers Association and serves as President of WBA Professional Services, Inc. He is a seasoned association management professional and is also an experienced small business and not-for-profit technology consultant. He’s a third-generation “accidental banker”, as both his mother and grandmother had careers at Washington Mutual. Duncan’s consulting background gives him a unique perspective in understanding and connecting the actions of an institution with the effects and impact it has on customers and stakeholders. He’s also a bank data “nerd” and will happily discuss the ins and outs of your Call Report. Duncan has a breadth of teaching experience, ranging from financial literacy education to capital budget details for Washington State school construction – his specialty is breaking down complex topics into digestible chunks. Duncan is a graduate of Pacific Coast Banking School, holds an ABA Bank Operations Diploma, and is also an alumnus of Highline College’s Political Science program, Western Governor’s University Business Administration and IT Management program, and the Society for Nonprofits Leadership and Management program at Michigan State University.